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• Air Monitoring Firms
• Analytical Laboratories
• Asbestos Consultants & Labs
• Environmental Consultants
• Environmental Engineers
• Environmental Laboratories
• Industrial Hygiene Firms |
• Lead Consultants
• Mold Consultants
• Toxicologists
• Training Institutes
• UST Consultants
• UST Testing Firms
• Waste Brokers
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Standard Limits:
Base limits up to $1,000,000 per occurrence with
a $1,000,000 policy aggregate are
available (lower
limits also available). Limits up to $25,000,000 are available.
Minimum Premium:
Starting at $2,500
Submission Requirements:
Contractors and Consultants Application, qualifications,
brochures and current financial
statement. Indications
are usually available upon receipt and review of
other companies'
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Lead and Radon Consulting
Lead exposure to workers and
habitants from houses painted with lead based paint
represent
a significant public health hazard in the
U.S. Although lead based paint was prohibited
in the
United States in 1978, a large portion
of the national housing was constructed prior to
1978.
Health
concerns from lead exposure, especially to children,have prompted Federal and State
governments to enact
several regulations and initiatives designed to
reduce, remove and
prevent lead exposure.
All
work in pre-1978 habitational structures requires strict
adherence to lead safe work practices,
occupant
notification, record keeping and sometimes pre/post
dust testing as outlined by the
Federal Environmental
Protection Agency (EPS) and Housing and Urban Development
Agency
(HUD), Title X of the Housing and Community
Development Act, and related Federal and State
regulations. Lead exposure can be claimed in a
lawsuit, and therefore, all work conducted in
pre-1978
structures should be insured.
Eligible Lead and Radon Consulting Services:
• H.U.D. Recommended X-Ray Fluorescence Site
Surveys (Lead-based Paints) and Investigations
• Bulk Sampling
• Air Sampling
• Soil Sampling
• Water Sampling
• Occupant and Worker Exposure Monitoring
• Abatement Project Final Clearance Wipe Sampling
• Abatement Project Specification Design and
Review
• Abatement Project Management, Oversight
and Monitoring
• Expert Testimony
Product Features:
• ISO Based Occurrence Commercial General Liability Coverage Form
• Contractual Liability coverage
• Blanket or project-specific coverage
• Contractor's Pollution Liability can be included
• Optional coverage for Mold Consulting is also available
Premium and Limits:
Minimum Premium at $2,500
Deductible plans starting at $2,500
Limits up to $11 million on a blanket basis, or for individual projects additional
capacity available.
Submission Requirements:
• Environmental Services Application
• Resumes from all key personnel
• Copies of Lead Licenses from all key Personnel
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Mold Consulting
It has been estimated that over 300,000 lawsuits
related to toxic mold have been filed in the
United
States. Construction contractors have been brought
into these cases on the theory that
their defective
methods or procedures caused water leakage, condensation
accumulation or other
conditions that contributed
to the growth of mold or microbial matter.
Most insurance carriers
now exclude claims for mold
and mildew.
We can provide coverage for the following companies
that work to remediate, test and sample
for mold
as well as the contractors that can be sued for a
defective work product.
• Property Owners
• Mold Remediation/Abatement Contractors
• Mold Consulting
• Mold Sampling, Testing, Laboratory
• Plumbing
• Dry Wall
• Roofing
• VAC
• Restoration Contractors
• Developers
Product Features:
• ISO Based Occurrence Commercial General Liability Coverage Form
• Contractual Liability coverage
• Blanket or project-specific coverage
• Contractor's Pollution Liability can be included
• Optional coverage for Lead/Asbestos Consulting is also available
Premium and Limits:
Minimum Premium at $2,500
Deductible plans starting at $2,500
Limits up to $11 million on a blanket basis, or for individual projects additional
capacity available.
Submission Requirements:
• Environmental Services Application
• Resumes from all key personnel
• Copies of Mold Training Certificates from all key Personnel
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Phase
I Environmental Site Assessment
A Phase I Environmental Site Assessment (ESA)
involves the inspection of a property with
the
intent of identifying any potential environmental
concerns before the property is acquired
by a new
owner. This involves in-depth
environmental inspections and research into the
property's
ownership and use, review of government records regarding
the subject property
and surrounding properties,
and analyzing and reporting the property’s
condition. At the
completion of all the tasks, Epic
will create a final, comprehensive property condition
report
presenting our findings on the subject site.
The following will be performed to completion of
a Phase I ESA:
• Inspection of the property, and adjacent
parcels, through a walking tour to identify direct
evidence (stained soils, drums, unauthorized dumping)
and indirect evidence (distressed
vegetation, barren
areas, foul odors, etc.) of environmental issues
or concerns.
• Interviews with site representatives and
local officials, combined with review of available
maps, photographs, and other archival records, to
establish a prior-use history of the property.
• Identification of solid waste disposal/waste
water systems on the property, and their
respective
ages.
• Identification of the presence and ownership
of all PCB-containing electrical equipment on the
property.
• Will attempt to identify underground storage
tanks (UST's) and leaking underground storage
tanks
(LUSTs) on, adjacent to, and within 1/2-mile of the
subject property according to the
ASTM standard search
radii. These efforts will include onsite environmental
inspections and
reviews of state and local records.
• Conduct a review of applicable and accessible
environmental site assessment databases to
identify
potential environmental hazards on, or near, the
subject property.
Comply with the protocol of the ASTM Designation
E 1527-05, Standard Practice for
Environmental Site
Assessments: Phase I Environmental Site Assessment
Process.
Phase
II Environmental Site Assessment
A Phase II Environmental Site Assessment (ESA)
can be performed due to the findings of a
Phase
I Environmental Site Assessment or can be performed
as a result of special environmental
pollution
or contamination conditions involving a property
condition report. A
Phase II ESA is
performed to confirm or deny the potential
presence of environmental impacts. A Phase II ESA
typically
involves the soil testing and analysis and testing
for groundwater contamination at a
property.
The following should be performed in completion
of a Phase II ESA:
• Mobilize to the subject property and install
multiple soil borings for environmental contaminant
sampling, and take groundwater samples for testing.
• Collect, field, and screen soil contamination
tests and report results using standard methods,
and submit for overall environmental evaluation.
• Collect and analyze for groundwater contamination
from each boring and report results using
standard
methods. Then submit for overall environmental evaluation.
• Prepare a property condition report and review
with the client. The property condition report
will
contain figures, tables and analytical laboratory
results that documents the fieldwork
performed. The
property condition report will also summarize and
explain the soil and
groundwater sample results based
upon the applicable federal and state regulations
that apply
to the sampled media.
Each Phase II ESA is site and client specific and
can vary from project to project. A more
detailed
scope of work will be prepared after a Phase I Environmental
Site Assessment and
discussion regarding site specific
needs.
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Soil and Water Consultants
Soil Science is the study of the physical, chemical,
and biological properties of soils. The field is
closely related to the agricultural industry and
involves the management of soils to promote
crop
growth and protect the environment. Soil Science
also includes many other aspects of
soil uses, such
as for all types of construction projects and waste
disposal. Soil scientists
are
regularly consulted on a wide array of environmental
issues, particularly related to the
relationship
of soil and water.
Soil
Scientists work in fields such as the conservation
of wetlands, non point source pollution,
and erosion
control; or in the private sector they may work in
bio-remediation, environmental
impact assessment, environmental
monitoring and sample analysis, land use, and waste
management.
Consultants that specialize in the following areas
are:
•The protection of water resources (drinking
water catchments areas, official regulations,
delineation
of aquifer protection area boundaries).
•Environmental problems linked to pollution.
•Assessment of risks related to the leaching
of pollutants into soil and groundwater, and
studies
on the impact or threat to the underground environment.
•Diagnoses of soil pollution and environmental
audits, in the context of the sale or purchase
of
industrial sites or compliance with new ICPE regulations.
•Recommendations for the treatment of polluted
sites and soils, with a view to their
rehabilitation
or upgrading.
•Assessment of residual risks after treatment.
Consultant who offers a full range of environmental
and hydro-geological expertise and
consulting, including
polluted site assessment, control and survey during
site remediation,
polluted site fate and transport
modeling, risk assessment studies, aquifer characterization
and water quality control.
•Carrying out environmental impact studies
or studies for simplified or detailed assessments
of risk in accordance with current or future national
methodologies.
•Defining the characteristics of an aquifer
and its potential productivity with a view to a study
or to exploitation for the purposes of supplying
water (drinking water or water for industrial
purposes,
irrigation, etc.)
•Optimizing systems for treating contaminated
soils and water tables.
•Assessing residual risks after the treatment
of soils or water tables.
•Appraising hydro-geological and environmental
studies concerning.
•Diagnoses of the pollution of soils and water
tables.
•Feasibility studies and soil mappings.
•Alternative sewage disposal systems studies/consultations
(elevated sand mounds,
spray irrigation, aquaerobics,
etc.).
•Existing well and sewage disposal systems
evaluations for real estate transfers.
•Sediment and erosion control assessments.
•Consultation regarding temporary sewage disposal
options (pump and haul permits, etc.).
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