Environmental Quick Links: Landfils / Map Program Secured Creditor / Waste Haulers Waste Transfer / Water Disticts Combined Occurrence Form General Liability and Contractors Pollution Liability or Monoline Contractors Pollution Liability (If insured has separate CGL coverage), Nose Coverage and Prior Acts Available, Defense costs can be in addition to or included in policy limits. |
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| Examples of Eligible Classes: • Asbestos Abatement • Drillers (Not Oil & Gas) • Emergency Response • Environmental Remediation • Hazardous Materials Lead Abatement • Medical & Infectious Waste |
• Mold remediation • Radon Remediation • Soil Remediation • UST/AST Contractors • Waste Brokers • Wetlands Contractors |
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| Hazardous Haulers Eidyia Insurance is pleased to announce access to various 'A' rated carriers, which provide competitive terms for General Liability- Pollution and Auto for Hazardous Material and Hazardous Waste Transporters. These companies are involved in transportation of bulk chemicals, fuels, blended liquid products and other hazardous materials. Minimum of 10 power units and minimum 25% transportation of hazardous materials and/or hazardous waste transporters insurance. Policy Highlights: • MCS 90 endorsement • Sudden and accidental pollution coverage • Upset and overturn, loading and unloading covered • No minimum premiums • Regulatory filings provided • Various deductibles available • Limits of $10,000,000 available • Other standard auto coverage(s) can be added Minimum Premiums: • $20,000 for General Liability and Pollution • $10,000 for Auto Coverage Available in all states except Massachusetts The following details are required for full underwriting review and best quote for Hazardous Waste and Hazardous Waste Transporters Insurance Insurance: • 5 year payroll history • 5 years currently valued carrier loss runs by lines (valued within 120 days of requested effective date • ACCORDs by line of coverage requested • Supplemental application(s) Return to the Top of the Page |
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Landfils Eidyia offers a multi-faceted program for Commercial Waste Facilities. It is actually a combination of several distinct programs that can be tailored to meet the requirements of about any site/operation. Hazardous Waste sites are not eligible under our standard program but may be considered individually. Coverage is available with or without Pollution Liability. All coverage's are exclusively on a claims made basis. Some Eligible Classes: 1. Municipal Solid Waste Facilities 2. Composting Centers 3. Construction Debris Landfill 4. Monofills (none Haz-Mat type) 5. Land Farms (soil treatment) Policy Highlights: • Pricing is very competitive, and the policy is very flexible and may be constructed to meet most requirements. • Defense expenses are in addition to the limit of liability. On the combined General Liability/Pollution policy form the defense expenses are subject to a supplementary limit, when GL only is purchase there is no limitations of defense expense. • Pollution liability coverage is available. • Can add municipalities as additional insured's or named insured's when the facility has a contract operator. • Can include coverage for companion recycling facilities. • Closure and post-closure maintenance bonds are available (Call us about bonds) • Pollution liability coverage does not pick up damages to the insured's own property. Only damages suffered by third parties are covered. Note: Waste Water Treatment and Incineration Facilities are also insurable but require a Special Application. Contact us for a detailed explanation. Return to the Top of the Page |
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Municipality Abatement Program The program grew out of an early 1990's lead abatement program sponsored for HUD grantees by the Highpoint Housing Authority in North Carolina. It provided pollutant specific coverage, as opposed to full pollution for the contractors and unit owners for abatement being done with a HUD grant. Since it's inception the program in 1991, abatement coverage has become freely available and virtually all licensed abatement contractors have a policy form that includes broad spectrum pollution. Yet federal guidelines have not changed which recommends that grantees purchase the insurance. In fact grantees are allowed to report the cost in the grant. The main reason for this is the grantee is insured , along with the unit owner (if different from the grantee), and the contractor. Policy: There is a modified contractor’s pollution liability policy. It provides occurrence coverage to give completed operations for up to one year after the policy expires on jobs completed during the policy period. The policy may be written on a stand alone pollution policy or it may include General Liability. Only named pollutants are covered. (i.e.: Lead, Asbestos, PCB's etc.). Defense cost is outside the limit. The policy is written to run concurrent with the grant, and therefore is usually multiple years, but the aggregate limit is for the policy term, not an annual aggregate per ISO language are available, for an additional charge of 10%. It is common to have the policy period to read: from x/x/00 - x/x/00, or until 100 units are abated under Grant number XXXX, which ever occurs first. Return to the Top of the Page |
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Secured Creditor The Secured Creditor/Bankers Environmental Risk Property Insurance Program protects lenders against loss from borrower default on a commercial real estate loan that is secured by an insured property, leasehold or fixed assets. If there is a default caused by a pollution condition on the insured property, the policy will indemnify the lender for the outstanding loan balance. Additionally, the policy will provide coverage for the lender against third-party claims for bodily injury, property damage or cleanup costs resulting from pollution conditions on the property. As risk protection is provided to both lender and borrower, transactions can be completed confidently and efficiently. A lender's entire portfolio of loans can be insured with this policy. Return to the Top of the Page |
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Waste Haulers and Recycling Insurance Program We offer a waste haulers insurance program that provides the most comprehensive, cost-effective insurance coverage possible for waste hauling and recycling companies. This program is offered by some of the larger markets in the nation and is administered by a small number of MGA's. Eidyia brings together underwriting, actuarial, and distribution intermediaries who understand the special insurance needs of the refuse and recycling industry. Insurance is placed with an A-rated and admitted carrier that is acceptable to the government and/or commercial customers of the participants in the program.Companies that Qualify: • Refuse haulers • Transfer stations • Recycling collection centers • Material recovery facilities • Other related operations, including: • Portable toilet companies • Construction roll-off haulers • Site clean-up companies • Haulers to and from transfer stations and landfills The waste haulers insurance program provides package policies for: • Vehicles • General liability • Equipment • Workers Compensation • Umbrella Individual policies for: • Commercial auto • Property • Inland marine • General liability • Employee benefits liability • Workers’ Compensation Waste Haulers Insurance Program Description: The Environmental Industry Association (EIA), the nation’s waste industry representative, sponsors this aggressive and comprehensive insurance program for all segments of the refuse industry. This program incorporates comprehensive insurance coverage for companies engaged in almost any type of non-hazardous waste service activity. Target client are as follows: • Carting Companies • Landfills • Medical Waste Haulers • Medical Waste Treatment Facilities • Non-Hazardous Waste Disposal, Transport, Storage and Treatment Operations • Portable Toilet Service Companies • Recycling Operations • Refuse Haulers • Sanitation Contractors • Septic Service Companies • Solid Waste Haulers • Sweeping Operations • Transfer Stations • Trash Hauling Operations Coverages: • Auto Liability (including pollution) • Auto Physical Damage • Environmental Impairment Liability • General Liability • MCS-90 Endorsement Included • Umbrella Coverage • Worker’s Compensation Minimum Premium and Limits: Limits: Various Minimum Premium: $15,000 Submission Requirements: • ACORD application • Current plus 3-year prior loss information • Current financials • DMV reports • EIA supplemental application • Expiring Premiums Availability: All states Return to the Top of the Page |
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Waste Transfer Stations Our Waste Insurance Program offers comprehensive coverage for most types of hazardous and non-hazardous activities for independently owned and operated waste haulers and recycling operations in both the residential and commercial markets. Our Waste Insurance Program specializes in insuring the following residential and commercial facilities: • Trash Hauling Operations • Refuse Haulers • Construction and Demolition Debris Haulers • Carting Companies • Sanitation Contractors • Transfer to Landfill Operations • Portable Restrooms • Septic Service Companies • Hazardous and Non-Hazardous Waste Disposal, Transport, Storage and Treatment Operations • Recycling Operations • Landfill Premises and Pollution • Transfer Stations • Material Recovery Facilities • Other Hazardous and Non-Hazardous Waste Services Activities Return to the Top of the Page |
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Water Districts Eidyia Insurance Services specializes and understands the unique needs of Water Districts. Our policy has many features and benefits that demonstrate our experience and knowledge of this class of business. We can offer a package policy that includes Property, General Liability including Wrongful Acts and Employment Practices Liability. |
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